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Escrowing Over Mechanic’s and Other Liens

Escrowing Over Mechanic’s and Other Liens To Get Deals Closed Webcast 9/22/2014:  Escrowing Over Mechanic’s and Other Liens to Get Deals Closed. Just because someone records a mechanic’s lien, doesn’t mean that the claim is valid. Mechanic’s liens (and some other liens) don’t always need to be paid at closing. Learn how to use escrows … Continue Reading

Stripping Junior Liens in a Chapter 13 Bankruptcy

One of the major benefits of a chapter 13 bankruptcy is the ability of a homeowner to “strip” second and subsequent “consensual” liens – like deeds of trust – from a residence under certain conditions. This type of lien strip, sometimes more useful than the type that can only remove non-consensual liens like judgment liens, … Continue Reading

Meth Labs and Properties for Sale

Sellers have to disclose known material defects and complete a Seller’s Property Disclosure form when listing property for sale. There can be health risks associated with living in a house where meth was produced or used. Some telltale signs that a property could be contaminated by meth include discolored walls, strong ammonia-like odors, empty over-the-counter … Continue Reading

How Does Seller Financing Work?

How Does Seller Financing Work in Colorado Real Estate Deals? Q:  I’ve listed my home for sale. A potential buyer is interested, but can’t qualify for a loan. Is there some way to facilitate the sale without an outside lender being involved? A:  Yes – if the seller acts as the lender. This article will describe seller … Continue Reading

Prenuptial and Postnuptial Agreements

Colorado passed new laws concerning marital agreements and pre-marital agreements, effective for agreements signed on or after July 1, 2014. The new law is called the “Uniform Premarital and Marital Agreements Act,” and radically changes the prior law concerning prenuptial and postnuptial agreements. This article highlights some of the more significant changes from the prior … Continue Reading

Controlling Your Anger At Clients

Controlling Your Anger At Clients 7/28/14: Controlling Your Anger At Clients. The nature of being a professional is that our clients occasionally frustrate us, sometimes driving us to the point of anger. Our anger, combined with the ease of e-mails, texts, voice mails and other forms of communication that leave a record causes problems for all … Continue Reading

Death Of The Reverse Mortgage Borrower

Left In The Cold? Rights Of Lenders, Heirs & Surviving Spouses Upon The Death Of The Reverse Mortgage Borrower Overview of Reverse Mortgages A reverse mortgage can provide a source of income for elderly individuals while allowing them to stay in their home. Many elderly individuals have much of their wealth tied up in the … Continue Reading

Can I Keep My Service Dog Even Though My Association’s Covenants Don’t Allow It?

The “seeing-eye dog” of yesterday has been replaced by many different kinds of animals that assist persons with many kinds of disabilities. Today, “service,” ”companion,” “therapy,” “support,” and “assistance” animals provide mobility for the sight and hearing impaired and emotional support for persons with depression, anxiety, or mental disabilities. They can help people with epilepsy, … Continue Reading

Coming Soon Phenomenon

6/23/14: “Coming Soon Phenomenon.”  This month the Division of Real Estate published its Commission Position 44, addressing the “Coming Soon Phenomenon.” Learn how to manage the potential conflicts of interest within this issue.  

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