Articles

Residential Real Estate Rule 2026: FinCEN Reporting Requirements for Non-Financed Property Transfers

Starting March 1, 2026, the Residential Real Estate Rule requires reporting of certain non-financed transfers of residential property to entities and trusts to the Financial Crimes Enforcement Network (FinCEN). Real estate professionals—including closing agents and attorneys—may now have federal reporting obligations. This article explains what transactions are covered, who qualifies as a reporting person, what beneficial ownership information must be collected, and when reports must be filed.

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Why Vacant Land Deals Take More Than Just a Contract

Vacant land transactions involve far more than signing a contract. From due diligence and title issues to access, water rights, zoning, and unexpected development restrictions, buyers and sellers must navigate unique risks that don’t arise in standard residential deals.

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