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Cigna Machine Readable Files “MRFs”

https://www.cigna.com/legal/compliance/machine-readable-files   This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data….

Colorado’s Homestead Exemption and Other Debtor Exemptions Increased

…or bicycles kept and used by any debtor was increased to an aggregate value of $15,000. There are additional higher exemption amounts contained within the bill. The above is a sampling of the increases. These higher exemptions are especially beneficial to debtors in bankruptcy as the bankruptcy code defaults to the Colorado exemptions. For questions about this article, please contact Britney Beall-Eder. Liz Marcus is no longer with the law…

Insurance Company Repair Work Following The Marshall Fire

…prevailing competitive price as established by competitive bids not one bid from a preferred repair company of the insurance company’s choosing. If you know of someone who needs assistance with their homeowners insurance company claim following the Marshall fire or otherwise, please contact Cindy Manzano at Frascona, Joiner, Goodman and Greenstein, P.C. See Cindy Manzano’s bio here. For additional information regarding the laws concerning homeowners and their insurance companies, see…

New Water Rights and Mineral Rights Examination Deadlines

https://youtu.be/E2cupEs032o How have we previously survived without these deadlines? Because water rights and mineral rights are real property and buyers could object based upon the title objections. Adding in the new deadlines raises questions about how the new deadlines interact with the other title related contingencies in the contract. Also, learn about the new concept of a “Examination” deadline (which isn’t the same thing as an “Objection” or “Termination” deadline)….

Blake Gabriel

…interests include football, golf, basketball, and sports podcasts. RECENT ARTICLES BY BLAKE GABRIEL Ongoing Federal Challenges to Non-Compete Covenants Pose Minimal Impact on Colorado Employment September 19, 2024 Co-Author: Britney Beall-Eder In early 2024, the Federal Trade Commission (FTC) unveiled a groundbreaking proposal to ban most traditional non-compete clauses in employment contracts across the United States. This initiative was part of a broader strategy to enhance economic mobility by removing…

The Impact of the Recent Changes to the Colorado Real Estate Contracts on Water Rights

Co-Author: Caroline Young Recently, the Colorado Real Estate Commission made some important changes to its Contracts for Buying and Selling Real Estate. One of those changes affects how water rights are treated once the parties are under Contract and could lead to more frequent disputes over water title issues that may arise. Why are water rights in real estate transactions important? First, it is important to review why water rights…

Water Rights Considerations for Buyers and Sellers of Colorado Real Estate

and agricultural real estate are: (1) groundwater (well) rights; (2) shares of stock in ditch or reservoir irrigation companies; and (3) rights that have been approved by the State Water Courts (“decreed” water rights). The Colorado Real Estate Commission-approved form Contract to Buy-Sell (the “Contract”) includes a section for the description of water rights to be included, whether decreed/deeded rights, shares in mutual ditch or reservoir companies, or groundwater rights…

Late Fees in Colorado Leases

…with the new law. Landlords and property managers whose existing lease provisions do not adhere to these requirements should consider amending non-compliant terms. Our firm’s residential lease agreement is updated to remain current with legislative changes when they are enacted. However, if you purchased your lease prior to Senate Bill SB21-173 being adopted, then it should be updated. Contact me for questions or assistance with updating your residential lease agreement….

Jeff Glotzer

…a variety of business disputes. Defended employers and insurance carriers in litigation brought under the Longshore & Harbor Workers’ Compensation and Defense Base Act as well as general liability, premises liability, and negligence claims. Robertson, Anschutz, & Schneid, P.L., Boca Raton, FL December 2013 – March 2016 Managing Attorney Led a 60-member team managing the foreclosure process for the firm’s largest mortgage serving client and oversaw the department’s most complex…

Foreclosure Overbids in a Seller’s Market

…the property, these properties will no doubt be hot commodities for investors to bid on, and hopefully purchase at foreclosure auction. Therefore, it is certain that many distressed borrowers will have their homes sold at foreclosure sale where competitive bidding results in the property being sold at foreclosure sale for an amount that far exceeds what the borrower owes on the loans secured by the property. When a property being…

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