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Foreclosure Information for REALTORS® & Mortgage Lenders

If you are a REALTOR® or Mortgage Lender working with a property in foreclosure, please obtain written authorization signed by the borrower that allows us to release information to you and follow the instructions below. PAYOFF Payoff means to pay the entire loan balance, typically through a refinance or a sale of the property. If … Continue Reading

RESPA Exception: Payment for Services Actually Rendered

Co-Author:  David A. Farus, Esq. This article explains the exception for Payment for Services Actually Rendered.   Another article on our site explains the Affiliated Business Arrangements (ABA’s) exception. Question: I own a real estate brokerage firm. Mortgage companies and others profit from the business I refer to them. Does RESPA prohibit me from receiving referral … Continue Reading

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