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Compensation of Mortgage Loan Originators Under the Dodd-Frank Act

January 29, 2016November 1, 2011 by Jon Goodman

…words, a brokerage company may negotiate different compensation packages with different lenders provided that the company sets up a system to compensate its mortgage originators identically, regardless of which lender is used for the loan. Consider a brokerage company that has separate contracts and fee arrangements with three different lenders: A, B, and C. Lender A pays the company 2% of the loan amount, lender B pays the company 3%…

Considerations in Obtaining a Zoning Variance

August 30, 2015November 1, 2011 by Jordan May

…or lack of support from local community, and especially immediate neighbors, may determine the outcome of a zoning variance request. Generally, local political figures do not want to be associated with an unpopular zoning variance that angered neighbors or disgruntled other community members. Consequently, it can be very helpful to involve neighbors in the zoning variance process. This article is intended to provide general information and, therefore, should not be…

Walking Away From a Mortgage

November 5, 2015October 1, 2011 by Michael Smeenk

Considerations Before Walking Away From a Mortgage. The Denver Post recently published an op-ed piece entitled “The Wisdom of Walking Away from Your Mortgage,” which encourages homeowners who owe more on their property than it is worth to consider simply walking away from their mortgage(s). This article, and others like it that suggest walking away from home loans without fully considering the financial and related ramifications, are irresponsible at best…

Hiring an Attorney for Divorce or Custody

October 15, 2015October 1, 2011 by Sarah Rizzolo

…always required prior to the trial). Your lawyer also has to comply with deadlines associated with the trial date, such as witness disclosures, propounding discovery requests, exhibit exchanges, completing the trial management certificate, etc. Your lawyer additionally has to prepare you and your witnesses for trial and attend the trial with you. There are many other tasks that your attorney of record will need to handle, some of which cannot…

Hiring a Divorce Lawyer

October 16, 2015October 1, 2011 by Gregg Greenstein

Divorce Lawyer Handling Divorce Cases on a Statewide Basis If you were suffering from a cardiac problem and needed a cardiologist to help with an ongoing process, would you choose the one closest to your house simply because it’s easy to get to his or her office, or the one who comes highly recommended and is considered one of the best in the state but whose office might be in…

Upside Down Homes in Insolvent Estates

October 19, 2015August 1, 2011 by Jon Goodman

…three of the six possible alternatives for upside down estate property. In each of these options, title to the property changes hands. The remainder of this article discusses these conveyance options in greater detail. B. Conveyance Options For Handling Upside Down Property in Insolvent Estates The options discussed thus far tend to be impractical solutions for dealing with upside down property in insolvent estates. This section discusses more practical solutions,…

Employee May Be Stuck With Non-Compete

September 7, 2015July 1, 2011 by Frascona

…be enforceable. The non-compete must have been made under circumstances that it is not void by statute. A Colorado statute(E2) states that, “Any covenant not to compete which restricts the right of any person to receive compensation for performance of skilled or unskilled labor for any employer shall be void,” with the following four exceptions: Any contract for the purchase and sale of a business or the assets of a…

Review Home Purchase Contract

August 25, 2015July 1, 2011 by Cinthia Manzano

…about or even help advise you on how to try and avoid mechanic’s liens or further problems down the road. The parties’ relationships and payment terms can be fully defined to avoid any questions later on. If you have a title commitment, review all the documents that are recorded against your property and ask if you have any questions. Those documents can give you information regarding the property you are…

Contract Closes After Listing Expires

August 25, 2015June 1, 2011 by Jon Goodman

…the seller has an obligation to pay a commission for continuing to work on this transaction? Quick Answer: The answer to both of these questions is “no.” It is not unusual for a property to go under contract prior to the expiration of the listing agreement, with a scheduled closing date after the expiration of the listing agreement. The Real Estate Commission’s seller listing agreement essentially provides that the listing…

HOA’s Late Registration

October 16, 2015June 1, 2011 by Frascona

Many Homeowner Associations (“HOA’s”) don’t realize that their deadline to register with the Colorado Division of Real Estate without incurring any penalties was back in March of 2011. Pre-CCIOA communities created prior to July 1, 1992 do not need to register but it is recommended that they still do so. The cost is only $8.95 and HOA’s can register online at: DORA HOA Registration. HOA’s need to register contact information….

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